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Story5 Steps

The First-Time Homebuyer Gauntlet

From affordability math to closing day — the five financial hurdles every first-time buyer must clear

NAR, Zillow, Bankrate, Freddie Mac2026-03-02
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How much house can you actually afford?

Before you start scrolling Zillow, let's find out what the bank says you can borrow — and whether that number actually makes sense for your budget.