Ramadan 2026 Begins February 28 โ Calculate Your Zakat Obligation
Ramadan 2026 begins February 28 and Zakat โ one of Islam's five pillars โ requires giving 2.5% of qualifying wealth above the Nisab threshold. With gold prices at record highs, the Nisab threshold has risen significantly. This calculator helps you accurately determine your Zakat obligation.
Ready to run the numbers?
Why: Zakat purifies wealth and supports those in need. With gold at record highs, the Nisab threshold has risen โ many Muslims may not realize they now qualify or owe more. Calculating accurately ensures you fulfill this pillar of faith.
How: We sum your zakatable assets (cash, gold, silver, investments, business, receivables, crypto, real estate), subtract immediate liabilities (debts, credit card, 12 months mortgage), then apply 2.5% if above Nisab. We include Sadaqah al-Fitr for your household.
Run the calculator when you are ready.
Zakatable Assets
Deductible Liabilities
Nisab & Sadaqah al-Fitr
Zakat Calculation Summary
Nisab Comparison
๐ Calculation Breakdown
For educational and informational purposes only. Verify with a qualified professional.
Quick Answer
The Ramadan Zakat 2026 Calculator computes your zakat obligation based on net zakatable wealth. Enter assets (cash, gold, silver, investments, business, crypto, real estate) and liabilities (debts, credit card, mortgage). If above nisab ($1,757 silver or $12,911 gold), pay 2.5%. Includes Sadaqah al-Fitr (~$15/person).
๐ What Are the Key Takeaways?
- โข Ramadan 2026 begins Feb 17-18 and ends March 19-20
- โข Zakat rate is 2.5% of eligible wealth above nisab
- โข Gold nisab: 87.48g โ $12,911 | Silver nisab: 612.36g โ $1,757
- โข Most scholars recommend silver nisab (benefits more people)
- โข Sadaqah al-Fitr: ~$15-20 per household member
๐ก Did You Know?
๐ How Zakat Calculation Works
Zakat is calculated on net zakatable wealth held for one lunar year. Add all eligible assets, subtract immediate liabilities, then apply 2.5% if above nisab.
Zakatable Assets
Cash, gold, silver, investments, business inventory, money owed to you, cryptocurrency, and investment real estate (not primary home).
Deductible Liabilities
Debts you owe, credit card balance, and up to 12 months of mortgage payments. Long-term mortgage principal has differing scholarly opinions.
Nisab Threshold
Gold nisab (87.48g) is higherโfewer people owe. Silver nisab (612.36g) is lowerโmore people qualify. Most scholars recommend silver for greater benefit to recipients.
๐ฏ Expert Tips
๐ก Pay Early in Ramadan
Distributing zakat early in Ramadan ensures recipients benefit before Eid. Many organizations accept zakat year-round.
๐ก Document Your Calculation
Keep records of assets and liabilities for your zakat anniversary. Use our Net Worth Calculator to track wealth.
๐ก Crypto & Stocks
Most scholars include cryptocurrency and investment portfolios. Use market value on your zakat anniversary date.
๐ก Consult a Scholar
Complex situations (retirement accounts, business partnerships) may require scholarly guidance. This calculator provides estimates.
โ๏ธ Nisab Threshold Reference: Gold & Silver Values
2026 Nisab Values (Feb)
โ๏ธ Gold vs Silver Nisab
| Factor | Gold Nisab | Silver Nisab |
|---|---|---|
| Threshold (2026) | $12,911 | $1,757 |
| Based on | 87.48g gold | 612.36g silver |
| Who owes zakat | Wealthier individuals | More people qualify |
| Scholar preference | Some Hanafi | Most scholars |
โ Frequently Asked Questions
When is Ramadan 2026?
Ramadan 2026 is expected to begin on Feb 17 or 18 (depending on moon sighting) and end March 19 or 20. Eid al-Fitr follows immediately after.
Do I pay zakat on my primary home?
No. Your primary residence is exempt. Only investment properties and real estate you hold for rental or resale are zakatable.
How much is Sadaqah al-Fitr?
Sadaqah al-Fitr is typically the cost of one mealโapproximately $15-20 per person in 2026. Pay for each member of your household before Eid prayer.
Can I pay zakat in installments?
Yes. While zakat is calculated annually, you may pay it in monthly or quarterly installments. Many pay during Ramadan for the multiplied reward.
Is cryptocurrency subject to zakat?
Most contemporary scholars treat cryptocurrency like cashโit is zakatable at 2.5% of its value if held for one lunar year and above nisab.
๐ Ramadan 2026 by the Numbers
๐ Sources
โ ๏ธ Disclaimer: This calculator provides estimates based on commonly accepted zakat rulings. Nisab values use Feb 2026 gold/silver prices. Scholarly opinions vary on crypto, retirement accounts, and mortgage deductions. Consult a qualified Islamic scholar for personal guidance. Not a substitute for religious authority.
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