PM Kisan 19th Installment: ₹2,000 Headed to 9.5 Crore Farmers
The PM Kisan Samman Nidhi scheme continues to be India's largest direct benefit transfer program for farmers, with over ₹3 lakh crore disbursed since 2019. The 19th installment is expected in early 2026.
About This Calculator: PM Kisan Samman Nidhi Benefit
Why: India has 11.8 crore registered farmer families under PM Kisan, and every installment cycle raises questions about eligibility, payment status, and projected benefits. This calculator helps farmers and policymakers understand the financial impact of the scheme on individual households.
How: Enter your land holding size, state, enrollment duration, and current installment number. The calculator computes total benefits received, pending installments, projected lifetime benefits, eligibility status, and state-level comparisons — all in real time.
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⚠️For educational and informational purposes only. Verify with a qualified professional.
Understanding PM Kisan Samman Nidhi
PM Kisan Samman Nidhi (PM-KISAN) is India's largest Direct Benefit Transfer scheme for farmers, launched on February 24, 2019 by Prime Minister Narendra Modi. The scheme provides ₹6,000 per year in three installments of ₹2,000 each to all landholding farmer families across India. As of 2025, over ₹3 lakh crore (~$36 billion) has been disbursed to approximately 9.5 crore active beneficiaries out of 11.8 crore registered farmers. The 2024-25 Union Budget allocated ₹60,000 crore for PM-KISAN, making it one of the highest-funded welfare schemes in India.
Sources: PM Kisan Portal (pmkisan.gov.in), Ministry of Agriculture & Farmers Welfare, PIB India, Union Budget 2024-25.
Eligibility Criteria & Exclusions
- • All landholding farmer families with cultivable land are eligible, regardless of landholding size — the initial 2-hectare limit was removed in June 2019
- • Institutional landholders (trusts, temples, corporate farms) are excluded from the scheme
- • Government employees earning ₹10,000+ monthly pension, income tax payers, and professionals (doctors, engineers, lawyers, CAs) registered with professional bodies cannot avail benefits
- • Former and current holders of constitutional posts (Ministers, MPs, MLAs, Mayors) are excluded even if they own farmland
- • Aadhaar-based eKYC is mandatory since the 11th installment — without eKYC, installments are withheld until verification is completed
Did You Know?
How Installments Work
Three-Installment Cycle
Each financial year, ₹6,000 is split into three equal installments of ₹2,000: Installment 1 (April-July) for Kharif season, Installment 2 (August-November) for Rabi season, and Installment 3 (December-March) for the post-harvest period. This timing aligns with India's agricultural calendar to provide income support when farmers need it most.
Direct Benefit Transfer (DBT)
All payments are routed via the Public Financial Management System (PFMS) directly to Aadhaar-linked bank accounts. The process involves state governments verifying land records, the central government validating beneficiary data, and the payment being initiated through the National Payments Corporation of India (NPCI). The entire cycle from approval to credit typically takes 7-15 days.
Installment Tracking & Reconciliation
Every transaction is tracked with a unique FTO (Fund Transfer Order) number. Farmers can verify payments using their Aadhaar number, registered mobile number, or bank account number on the PM Kisan portal. Failed transactions (due to incorrect bank details, inactive Aadhaar, or KYC issues) are flagged for state-level correction and reprocessing.
Registration & eKYC Process
State-wise Distribution Analysis
| State | Beneficiaries (Cr) | % of Total | Avg Land Size |
|---|---|---|---|
| Uttar Pradesh | 2.38 | 25.1% | 0.76 ha |
| Maharashtra | 1.15 | 12.1% | 1.44 ha |
| Bihar | 1.05 | 11.1% | 0.39 ha |
| Madhya Pradesh | 0.87 | 9.2% | 1.78 ha |
| Rajasthan | 0.76 | 8.0% | 2.73 ha |
| Andhra Pradesh | 0.62 | 6.5% | 1.08 ha |
Impact on Indian Agriculture
Income Supplementation
For marginal farmers with less than 1 hectare (who constitute 68% of Indian farming households), the ₹6,000 annual benefit represents 3-8% of their total agricultural income. Studies by NITI Aayog and the National Bank for Agriculture and Rural Development (NABARD) show that PM Kisan has helped reduce distress migration and dependence on informal money lenders by 12-15%.
Input Cost Coverage
The ₹2,000 per installment partially offsets the cost of seeds, fertilizers, and pesticides. In the Kharif season, average input costs for a marginal farmer are approximately ₹8,000-12,000 per hectare, meaning PM Kisan covers roughly 17-25% of seasonal input expenses for the smallest farmers.
Digital Financial Inclusion
PM Kisan has accelerated the adoption of bank accounts and Aadhaar-linked financial services in rural India. Over 2.5 crore new bank accounts were opened specifically for PM Kisan registration, expanding the formal banking footprint in villages with no prior branch presence.
Frequently Asked Questions
What is PM Kisan Samman Nidhi and how much money do farmers receive?
PM Kisan Samman Nidhi (PM-KISAN) is a central government scheme launched on February 24, 2019, providing income support of Rs 6,000 per year to all landholding farmer families across India. The amount is paid in three equal installments of Rs 2,000 each, directly transferred to beneficiaries’ Aadhaar-linked bank accounts via Direct Benefit Transfer (DBT). Over Rs 3 lakh crore has been disbursed to approximately 11.8 crore registered farmer families since inception.
Who is eligible for PM Kisan benefits and what are the exclusion criteria?
All landholding farmer families with cultivable land are eligible for PM-KISAN benefits regardless of the size of their landholding. However, the scheme excludes institutional landholders, former and current holders of constitutional posts, serving or retired government employees with monthly pension of Rs 10,000 or more, income tax payers in the last assessment year, and professionals like doctors, engineers, lawyers, and chartered accountants registered with professional bodies.
When are PM Kisan installments released and what is the schedule?
PM Kisan installments follow a fixed annual cycle: the first installment (April-July) covers the Kharif season, the second installment (August-November) covers the Rabi season, and the third installment (December-March) covers the post-harvest period. Since 2019, 18 installments have been released, with the 19th installment expected in early 2026. Each installment of Rs 2,000 is credited directly via Aadhaar-enabled Payment System (AePS).
How do I check my PM Kisan installment status and payment history?
Farmers can check their PM Kisan status on the official portal at pmkisan.gov.in by clicking "Beneficiary Status" and entering their Aadhaar number, mobile number, or account number. The portal shows all installments received with exact dates and amounts. Alternatively, farmers can call the PM Kisan helpline at 155261 or 011-24300606, or use the PM Kisan mobile app available on Google Play Store.
What is eKYC and why is it required for PM Kisan payments?
Electronic Know Your Customer (eKYC) verification became mandatory for PM Kisan beneficiaries from the 11th installment onwards (May 2022). Farmers must complete Aadhaar-based OTP or biometric eKYC to continue receiving installments. Those who have not completed eKYC will have their installments held until verification is done. eKYC can be completed at Common Service Centres (CSCs), through the PM Kisan portal, or via the PM Kisan app.
Is PM Kisan income taxable and does it affect other government benefits?
The Rs 6,000 annual benefit received under PM Kisan is considered income and must be reported under "Income from Other Sources" when filing income tax returns. However, since the amount is below the basic exemption limit for most farmers, no tax is typically payable on this income alone. PM Kisan benefits do not affect eligibility for other government schemes like MGNREGA, ration cards, or state-level farmer welfare programs. The scheme is designed to supplement, not replace, other agricultural support mechanisms.
Common Issues & Troubleshooting
Payment Failures
The most common reason for failed PM Kisan payments is Aadhaar-bank account mismatch (42% of failures), followed by incorrect IFSC codes (23%), inactive accounts (18%), and incomplete eKYC (17%). Farmers should verify their Aadhaar-bank linking status at their nearest bank branch or through the UIDAI portal.
Eligibility Rejections
State governments conduct periodic verification drives where beneficiary data is cross-referenced with income tax returns, government payroll records, and professional body registrations. Approximately 4.2 crore ineligible beneficiaries have been identified and removed since 2019, and recovery proceedings have been initiated against 42 lakh individuals.
Land Record Disputes
In states where digital land records (Bhu-Naksha, Bhulekh) are incomplete, farmers face delays in registration. The government's Digital India Land Records Modernization Programme (DILRMP) aims to digitize 100% of land records by 2026, which will streamline PM Kisan enrollment.
Key Statistics
Official Data Sources
Future of Direct Benefit Transfer
The PM Kisan scheme has emerged as a template for direct income support globally. Several policy developments are shaping the future of farmer welfare in India:
- Proposals to increase the annual benefit from ₹6,000 to ₹8,000-12,000 have been discussed in multiple parliamentary sessions
- Integration with PM Fasal Bima Yojana (crop insurance) and Kisan Credit Cards for a unified farmer welfare ecosystem
- Blockchain-based land record verification to reduce enrollment fraud and speed up eligibility checks
- AI-powered satellite monitoring to validate cultivable land claims and optimize benefit distribution
⚠️ Disclaimer: This calculator is for educational and informational purposes only. It provides estimates based on publicly available PM Kisan scheme data and should not be considered official confirmation of eligibility or benefit amounts. Actual eligibility is determined by state-level land record verification and central government validation. For official information, visit pmkisan.gov.in or contact the PM Kisan helpline at 155261. Not financial advice.