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Target Heart Rate Zone Calculator

Calculate your exercise heart rate zones using the Karvonen method (heart rate reserve) for optimal training intensity. Zones range from recovery (50-60% HRR) to anaerobic (90-100% HRR).

Concept Fundamentals
HRR-Based
Karvonen Method
50-100%
5 Training Zones
60-70%
Fat Burn Zone

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Karvonen more accurate than % Zone 2 for fat burn Zone 4-5 for intervals

Key values
HRR-Based
Karvonen Method
Key value
50-100%
5 Training Zones
Key value
60-70%
Fat Burn Zone
Key value

Ready to run the numbers?

Why: Training in the right heart rate zone maximizes exercise benefits while minimizing injury risk.

How: Enter your age, resting heart rate, and fitness goal. The Karvonen formula calculates personalized heart rate zones.

Karvonen more accurate than %Zone 2 for fat burn
Sources:ACSMAHA

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Find Your Training ZonesUse the calculator below to check your health metrics

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For informational purposes only — not medical advice. Consult a healthcare professional before acting on results.

🏥 Health Facts

🏃

Zone 2 (60-70%) optimal for fat burn

— ACSM

💓

Karvonen accounts for resting HR

— AHA

Target heart rate zones help you train at the right intensity. The Karvonen formula (heart rate reserve method) is more accurate than simple percentage of max HR because it accounts for your resting heart rate. Max HR ≈ 220 − Age (or Tanaka: 208 − 0.7×Age). Five zones map to different training goals: fat burn (Zone 2), cardio (Zone 3), threshold (Zone 4), peak (Zone 5).

HRR-Based
Karvonen Method
5
Training Zones
60-70%
Fat Burn Zone
CDC
Exercise Guidelines

Sources: ACSM, AHA, Karvonen 1957, CDC.

Key Takeaways

  • • Karvonen formula: THR = [(MHR − RHR) × %Intensity] + RHR
  • • Zone 2 (60-70%) optimal for fat burn and aerobic base
  • • Zone 4-5 for speed, power, VO2max (limit to intervals)
  • • AHA: 50-70% moderate, 70-85% vigorous

Did You Know?

🏃 Zone 2 burns higher % fat; Zone 4 burns more total calories (ACSM)
📉 Max HR decreases ~1 bpm/year; RHR reflects fitness (AHA)
⌚ Chest straps ±1-2% accuracy; wrist ±5-10% (BJSM)
🧬 220-age was never a formal study—Tanaka (2001) more accurate
💤 Resting HR 40-50 bpm typical for athletes (AHA)
🎯 Mix Zone 2 + Zone 4 for optimal weight loss (CDC)

How Does the Karvonen Formula Work?

Heart Rate Reserve

HRR = Max HR − Resting HR. This is your "usable" range. A fit person with low RHR has a larger reserve.

Target HR Calculation

THR = Resting HR + (HRR × %Intensity). Example: RHR 60, MHR 180, 70% → 60 + (120 × 0.70) = 144 bpm.

Why It's Better

Simple % of max HR ignores fitness. Karvonen personalizes zones using your RHR, giving more accurate training targets.

Expert Tips

Use Karvonen for accuracy—accounts for fitness via resting HR
Measure RHR in morning before rising—3–5 day average
Chest strap for precision; wrist monitors ±5–10%
Mix zones 2 and 4 for weight loss—total calories matter most

5 Heart Rate Zones

Zone% Max HRPurpose
Zone 1 — Recovery50–60%Recovery, warm-up
Zone 2 — Fat Burn60–70%Fat burn, endurance
Zone 3 — Aerobic70–80%Cardio fitness
Zone 4 — Anaerobic80–90%Lactate threshold
Zone 5 — Maximum90–100%VO2max, peak

Frequently Asked Questions

What is the Karvonen formula?

THR = [(Max HR − Resting HR) × %Intensity] + Resting HR. It accounts for fitness level via resting HR and is more personalized than the simple percentage method. Karvonen (1957) developed this heart rate reserve approach.

What are the 5 heart rate zone descriptions?

Zone 1 (50-60%): Recovery, warm-up. Zone 2 (60-70%): Fat burn, endurance. Zone 3 (70-80%): Aerobic fitness. Zone 4 (80-90%): Anaerobic threshold. Zone 5 (90-100%): Maximum effort, VO2max.

What is the max heart rate formula?

220 − Age is the classic estimate (Fox 1971). The Tanaka formula (208 − 0.7 × Age) is more accurate, especially for adults over 40. True max HR requires graded exercise testing.

Is the fat burn zone myth real?

Zone 2 burns a higher proportion of fat, but Zone 3-4 burns more total calories. For weight loss, total calorie expenditure matters most. A mix of Zone 2 and Zone 4 is optimal (ACSM).

How do I use heart rate zones in training?

Build aerobic base in Zone 2 (60-70%). Improve cardio in Zone 3. Push lactate threshold in Zone 4 (intervals). Peak efforts in Zone 5 (short bursts). Most training should be Zone 2-3.

How accurate is age-predicted max HR?

Standard deviation is ±10-12 bpm. Individual variation is high. Tanaka (208 − 0.7 × age) is more accurate than 220-age. For precision, use a graded exercise test or field test.

Key Statistics

5
Training zones
60-70%
Fat burn zone
220-Age
MHR formula
150+
Min/week (CDC)

Official Data Sources

⚠️ Disclaimer: Heart rate zones are estimates. Individual max HR varies ±10-12 bpm. Consult a physician before starting a new exercise program, especially with heart disease, high blood pressure, or diabetes. Stop if you experience chest pain, dizziness, or irregular heartbeat. Not medical advice.

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